A plain framework for deciding whether to leave your UK pension where it is, move it or start drawing from it while you live abroad.
Retirement, UK and UAE, 2 minute readUK State Pension if you live in the UAEHow much State Pension you can claim from the UAE, how to fill gaps, and why it may not rise each year.
Choosing help, Any country, 2 minute readHow to choose a financial adviser as an expat: eight questions to askHow to check that an adviser is regulated, how they are paid and what to watch for before you hand over a pension or savings.
Estate planning, UK rules, 2 minute readUK inheritance tax after you leave the UKHow the UK long term residence test works, how many years of UK inheritance tax exposure follow you abroad, and what to do about it.
Estate planning, UAE, 10 minute readDo you need a will in the UAE? Registration options for non Muslim expatsWhat happens to UAE assets without a registered will, where non Muslims can register one, what it costs and how it fits with a UK will.
Tax, UK rules, 10 minute readOwning UK property while living abroad: tax, selling and mortgagesHow non residents are taxed on UK rent, the 60 day capital gains reporting rule, inheritance tax, stamp duty surcharge, mortgages and a practical checklist.
Living abroad, UAE, 12 minute readUAE end of service gratuity: how it is calculated and what to do with the moneyHow UAE gratuity is worked out, what changed for resignation and contracts, how DIFC and savings schemes differ, and UK tax points if you return.
Investing, UAE, 10 minute readSavings plans in the UAE: what to check before you commitHow regular premium savings plans sold to UAE expats work, where charges hide, what UAE insurance rules require and what to do if you already hold one.
Investing, Any country, 10 minute readWhat is a tax wrapper, and who is it for?A plain guide to tax wrappers, also called international portfolio bonds: how they work, what they cost, how UK tax treats them and who they suit.
Living abroad, UK rules, 12 minute readMoving back to the UK: a planning checklist for returning expatsHow UK tax residence restarts when you return, what split year treatment does, who can use the new foreign income and gains regime and what to do month by month.
Tax, UK and UAE, 13 minute readMoving from the UK to the UAE: the tax checklist, before and after you goHow UK tax residence ends, what to do about split year, P85, ISAs, pensions and UK property, and where the UAE side fits in.
Pensions, UK rules, 10 minute readHow to read a UK pension statement when you live abroadWhat each line on a UK pension statement means, how to compare charges and transfer values, how to trace lost pensions and what the allowances mean for expats.
Retirement, Any country, 9 minute readCurrency risk: the quiet threat to expat retirement plansWhy the currency you earn, save and spend in may not match, how exchange rate swings change retirement income, and practical ways to manage the risk.